Quick Answer: How Long Does It Take To Be Approved For Amazon Credit Card?

Is Amazon Prime store card a credit card?

And since it’s a traditional credit card, interest only accrues on actual balances you owe.

Plus, the standard APR falls within a more reasonable range of 14.49% to 22.49%, based on your creditworthiness.

That’s not great, but it’s better than the 26.24% APR the Amazon.com Store Card offers..

Is it hard to get approved for an Amazon credit card?

You will have a difficult time getting the Amazon Store Card with no credit history. According to the Amazon.com website, you will need the following minimum credit scores to have a likely chance of being approved: Excellent (720+); Good (680); and Fair (640).

How can I get approved for Amazon credit card?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e. 700+). Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness.

How do I check my Amazon credit card application status?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied.

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What credit cards can I get with a 600 credit score?

Best credit cards if your FICO score is 600 to 649 overviewCredit CardBest ForCredit One Bank® Unsecured Visa® with Cash Back RewardPurchase APRCapital One® Platinum Credit CardRebuilding creditCapital One® Secured Mastercard®The lower end of fair creditOpenSky® Secured Visa® Credit CardThose with little to no credit4 more rows•Oct 20, 2020

Is the Amazon Visa card worth it?

The Amazon Prime Rewards Visa Signature Card is a very good card for any Amazon.com Prime member. … The 2% rewards rate the Amazon Prime Rewards Visa Signature Card provides at gas stations, restaurants and drugstores makes it a solid everyday card that you will want to keep in your wallet.

What store card can I get with a 550 credit score?

The best credit cards for a 550 score:OpenSky® Secured Visa® Credit Card.Discover it® Secured.Credit One Bank® Visa® Credit Card.Capital One® Secured Mastercard®Milestone® Mastercard® – Less Than Perfect Credit Considered.

What are the odds of getting approved for Amazon credit card?

A score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

Does applying for Amazon card hurt credit?

However, applying for a credit card, whether or not you are approved, does impact your score temporarily. … These inquiries stay on your credit report for two years, although it is reported that the inquiries only affect your FICO credit score for one year.

Is it worth getting the Amazon credit card?

The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. Its main appeal is its offer of 5 percent back on Amazon and Whole Foods purchases, but it tacks on a whole lot more. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.